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Free Home Buying Strategy Session

Your next home.
A smarter buying strategy.

Explore homes on and off the market, discuss where negotiation may be possible, and get clear on the payment questions to take to a lender.

Request My Free Strategy Session

Request a Free Home Buying Strategy Session with Nick Trani. Your home search is available above whether or not you request a session.

Your home searchYour buying optionsYour next move
GT Luxury Group team members outside a home
Real people. A thoughtful next step.Local guidance for your next move.
GT Luxury Group · Based in Montclair, serving North Jersey

More than another home search

A home catches your eye.
Then come the real questions.

You look at the estimated payment and wonder whether the move makes sense. Focusing only on the asking price or interest rate can leave important costs and options unexplored.

Could the terms be negotiated? Are there suitable homes outside the public listings you have been watching? How would buying fit with your timing or a home you need to sell?

A Free Home Buying Strategy Session helps you explore those questions before making an offer, with lender guidance on the financing options that may fit your situation.

Request My Free Strategy Session

Free Home Buying Strategy Session. Your home search stays available whether or not you request a session.

What your strategy session covers

Less guessing.
More direction.

Focus your search, explore potential negotiating options and decide what to prepare next. The initial strategy session is free.

Find options that fit.

Discuss your priorities and compare public listings with GT’s off market opportunities when suitable options are available. Off market does not necessarily mean below market.

Plan your negotiating approach.

Consider whether a particular property may offer room to discuss price, seller credits, repairs or other terms. The approach depends on the property and seller.

Understand your next steps.

Identify what to prepare before showings or an offer, the costs to discuss with a lender and how buying may fit with selling your current home.

In our clients’ words

What clients say
about GT.

Buying and selling are personal. Here are three clients’ own words about working with members of our team.

First home experience

“My wife and I couldn't have closed on our first home without Jay! From our first meeting to getting the keys, he was an absolute dream to work with.”
maxbailletReview about Jay · May 28, 2025Source: Zillow

Wayne seller experience

“A+ experience working with Matt. Thoughtful, professional, and consultative every step of the way.”
joshmordkoffReview about Matt Gevirtz · July 30, 2025Source: Zillow

Personal service

“Matt Gevirtz and Nick Trani are two extremely outstanding real estate agents.”
Puliyur NarayananReview about Matt and Nick · January 27, 2025Source: Zillow

Selected excerpts from public Zillow team reviews. Usernames are shown as published. These reviews include buyer and seller experiences, not only buyers in this town or price range. Individual experiences are not a promise of the same result.

A useful conversation starts here

Bring your questions.
Not a perfect plan.

You do not need to have every detail figured out to ask for guidance. Start with where you are now and what you would like to understand.

Our team can discuss your search and the buying process. Mortgage approval, legal advice and property availability are separate matters.

Request my free strategy session
John Fornino, founder and owner of Trinity Lending Company

Meet your mortgage partner

John Fornino

Founder & Owner, Trinity Lending Company

Individual NMLS #145243 Company NMLS #2762052

Not sure what the monthly payment could look like? John helps New Jersey homebuyers understand their financing options, prepare for preapproval and compare the costs of a mortgage.

Based in Wayne, his team offers conventional, FHA, VA and jumbo loans, along with programs for first time buyers.

John provides mortgage guidance through Trinity Lending Company, separate from GT’s real estate services. You are free to choose your own lender.

Free initial lender consultation

Worried about the payment?
Explore your options.

A lender can help you compare possible ways to lower the monthly payment and understand the costs and tradeoffs before you choose a loan.

  • Could seller credits help with closing costs or an eligible rate buydown?
  • Would a different loan option or down payment change your monthly payment?
  • What upfront costs, future payments and total loan costs would each option involve?

The initial lender consultation is free. Loan products, discount points, rate buydowns and closing costs are not necessarily free. Eligibility and terms vary by lender and loan. Some payment reductions are temporary. A lower payment, rate, approval, seller credit or specific saving is not guaranteed.

The bigger picture

Know the steps.
Ask better questions.

01 · Clarify your search

Start with priorities, timing and a budget to discuss with your lender.

02 · Prepare for showings

Compare homes, check availability and confirm the arrangements and any required agreements.

03 · Consider an offer

Review the property, comparable sales and proposed terms. Ask your lender and attorney about the parts they handle.

04 · Work toward closing

If a purchase moves forward, track the contract’s deadlines, inspections, financing and closing requirements with your professionals.

A general overview, not a fixed timeline. The steps and requirements depend on the property, contract, financing and your situation.

Your questions, answered

Before you take
the next step.

Browsing, requesting a conversation and arranging a purchase are different steps. Here is what to know.

Can I just browse the homes?

Yes. Open the Montclair search at the top of this page. No strategy session is required to browse homes or listing details. Saving homes, setting alerts or sending a property inquiry may require a RealScout account.

What do I get from the free strategy session?

Discuss your priorities, public listings and available GT off market opportunities, potential negotiating options and what to prepare next. A lender handles financing options and mortgage approval; an attorney handles legal advice.

What if I am only exploring?

You can keep browsing, even if your timing is not settled. If you request a conversation, tell us where you are in the process and what would be useful to understand. You do not have to claim you are ready to buy just to use this search.

Do I need mortgage preapproval to use this page?

No mortgage preapproval is needed to open the home search. If you plan to finance a purchase, a lender can explain your borrowing options, estimated payments and approval requirements. Ask the team what is needed before arranging a particular showing or preparing an offer.

What should I bring to a conversation?

A few homes you like, your must haves, the price range you are exploring, your ideal timing and your biggest questions. Do not send bank statements, identification or sensitive financial records through the general contact form.

Can we discuss selling my current home too?

Yes. Mention that you may need to sell before buying. We can discuss both parts of the move and the questions to work through about timing. A purchase, sale, financing approval or coordinated closing date is not guaranteed.

Does this request reserve a time?

Choose an available time in the booking window here on this page and complete the confirmation steps. Your time is reserved only after a booking confirmation appears. If scheduling is temporarily unavailable, try again shortly; no appointment is booked without confirmation.

Who will I speak with, and how does the meeting happen?

The buyer strategy session is with Nick Trani. The booking window shows the meeting length, format and available times. Lender participation is arranged separately.

Are the strategy session and lender consultation free?

The initial Home Buying Strategy Session and initial lender consultation are free. That does not mean a mortgage, rate buydown, appraisal, closing or later brokerage services are free. Review any loan costs, representation terms and agreements before proceeding.

Are all homes still available at the listed price?

Prices, listing status and availability can change. The search reflects GT’s RealScout feed and may not include every home on the market. Ask the team to check a specific property’s current status before planning around it.

Read at your own pace

A little more clarity.

Your search. Your pace.

Keep exploring.
Or talk through your next move.

Your homes are ready to browse. Request your free strategy session to explore your buying options and plan the next step.

Request My Free Strategy Session Continue browsing Montclair homes